When it comes to writing a will, there’s a lot of misunderstanding out there. Some people think they’re too young, others assume their family will “just know what to do”, and many worry it’s complicated or expensive.
At Coastal Legacy, we help people across Hampshire, Fareham, Gosport, and Portsmouth cut through the confusion and take simple, confident steps toward protecting their loved ones.
Here are seven of the most common myths about wills and the truth behind them.
Myth 1: “I’m Too Young to Need a Will.”
The truth: If you’re over 18 and own anything of value such as a car, savings account, or home; a will makes sense.
Life can be unpredictable. A will ensures that your possessions go where you want them to, rather than being distributed under intestacy laws.
Even young adults benefit from having one, especially if they have partners, pets, or dependants.
Myth 2: “My Family Will Know What to Do.”
The truth: Without a will, your loved ones don’t have legal authority to decide how your estate is shared.
The law sets strict rules for who inherits, and this might not match your wishes. A will gives your family clarity — and spares them from uncertainty and stress.
Myth 3: “Only the Wealthy Need Wills.”
The truth: A will isn’t just for people with large estates.
Even modest savings, property, or sentimental items can cause disputes if there’s no clear instruction. A will ensures your assets, however big or small, are handled exactly as you choose.
Myth 4: “It’s Complicated and Time-Consuming.”
The truth: With professional support, writing a will is simple and straightforward.
At Coastal Legacy, we explain everything in plain English — no legal jargon, no stress. Most people complete their will in just a few steps, leaving them with lifelong peace of mind.
Myth 5: “It’s Too Expensive.”
The truth: Professional will writing is far more affordable than many people think — and it can save your family much more in the long run.
DIY wills or cheap templates often lead to costly mistakes later. Investing in expert advice ensures your document is legally valid and accurately reflects your wishes.
Myth 6: “If I’m Married, My Partner Automatically Inherits Everything.”
The truth: That’s not always the case.
In England and Wales, inheritance depends on the size of your estate and whether you have children. Without a will, your spouse or partner might not automatically receive everything — especially if you’re not legally married or in a civil partnership.
Myth 7: “Once It’s Written, I Don’t Need to Think About It Again.”
The truth: Your will should grow and change with your life.
We recommend reviewing it every few years or whenever major events occur — marriage, divorce, moving home, or welcoming a new family member.
Keeping it up to date ensures your wishes remain accurate and legally binding.
The Truth: A Will Gives You Control and Peace of Mind
A will isn’t about expecting the worst — it’s about preparing wisely and caring for those you love. It’s one of the simplest and most thoughtful things you can do for your family.
At Coastal Legacy, we make the process easy, affordable, and completely tailored to your needs.
Start Your Will with Coastal Legacy
Don’t let myths hold you back from protecting your future.
Our friendly team in Hampshire is here to guide you every step of the way.
👉 Contact Coastal Legacy today to write or update your will with confidence.