If you’re part of a couple, you may have come across the terms “joint will” and “mirror will”. They sound similar, but they are quite different things — and understanding that can make a big impact on how your estate is handled in the future.
At Coastal Legacy, we help couples across Hampshire, Gosport, Fareham, and Portsmouth choose the right will for their circumstances. Here’s everything you need to know.
What Is a Joint Will?
A joint will is not an option in the UK.
What Is a Mirror Will?
A mirror will involves two separate documents — one for each partner — that “mirror” each other. Typically, each person leaves their estate to the other, and then to their children or chosen beneficiaries.
A mirror will can be changed later by either partner, as long as they are still alive and legally capable of doing so.
Pros:
- Flexible and straightforward
- Allows updates if life circumstances change
- Each person keeps legal control over their own will
Cons:
- The surviving partner can make changes after the first death, which might not reflect the original joint wishes
Despite this, mirror wills are the most popular choice for couples across the UK because they strike the right balance between simplicity and flexibility.
Which Option Is Right for You?
If you and your partner share similar wishes for your estate, a mirror will is likely the best fit. It’s a practical, legally sound way to ensure your assets go where you want them to, while still allowing updates as life changes.
A joint will is not an option in the United Kingdom.
At Coastal Legacy, we always take time to discuss your individual circumstances and help you make the best choice for your needs.
Why Professional Advice Matters
The laws around wills can be complex, and mistakes are easy to make. Having your wills written professionally ensures:
- Your documents are valid and legally binding
- Both partners’ wishes are clearly expressed
- Future disputes and confusion are avoided
Our local team provides clear, friendly advice and complete peace of mind for couples planning their futures together.
Protect Your Loved Ones with Confidence
Making a will as a couple is an important step towards protecting your shared legacy. Whether you wanted a joint will or mirror wills, Coastal Legacy can make the process simple, affordable, and stress-free.
👉 Contact Coastal Legacy today to discuss your options and create wills that reflect your shared wishes.